. . . IT'S ABOUT FAR MORE THAN MONEY . . .
Welcome to my website, Evolutionary-Wealth.net. The site's name is a take-off on the title of a book by futurists Alvin and Heidi Toffler, Revolutionary Wealth, first published in 2006.
I'm Tim Ferris.
Since 1982, I've participated in the evolution of personal financial planning--as an agent of insurance companies, as a registered representative of broker-dealers, as an independent insurance broker, and as an investment advisor representative of a larger investment advisor. In serving clients, I still deploy all these basic forms of doing business.
Every day, I cringe as see providers of financial services and advice attempting to capture market share by disparaging other providers, other approaches, and other products. From my perspective, all perspectives and all financial tools are relevant and necessary in the marketplace, so that all individuals might be served appropriately.
A professional advisor quite often has to go against common knowledge and groupthink. I find that I have to think differently, to question the status quo, to be truly professional in my approach to serving the best interests of the individual.
In everything I do, I put the individual first, and proceed from there.
Whether your needs are simple or complex, our staff stands ready to provide the highest level of personal and friendly service. Discover the ways we may be able to assist by visiting the links below. We look forward to building a great relationship with you.
Exit Strategies of the Rich and Famous
Estate conservation is too important to put off. Do you have a smart exit strategy?
Revising Estate Strategy Assumptions
Estate tax exemptions rules appear to be stabilizing, prompting many to reconsider conventional estate strategies.
Are Alternative Investments Right for You?
With alternative investments, it’s critical to sort through the complexity.
Healthy habits are one of the greatest gifts to give your child.
Life insurance proceeds are generally tax-free. But not in all cases.
Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.
A quick look at how federal income taxes work.
Over time, different investments' performances can shift a portfolio’s intent and risk profile. Rebalancing may be critical.
If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.
Estimate how much income may be needed at retirement to maintain your standard of living.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Estimate how much of your Social Security benefit may be considered taxable.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP.
There are some smart strategies that may help you pursue your investment objectives
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Using smart management to get more of what you want and free up assets to invest.
Principles that can help create a portfolio designed to pursue investment goals.
There are a number of ways to withdraw money from a qualified retirement plan.
The chances of needing long-term care, its cost, and strategies for covering that cost.
A special needs trust helps care for a special needs child when you’re gone.
How do the markets usually react to elections? Was the 2016 election any different?
Why are 401(k) plans, annuities, and IRAs so popular?
There are a few things to consider when buying or leasing your next vehicle.
Have you found yourself suddenly single? Here are 3 steps to take right now.
Learn how to harness the power of compound interest for your investments.