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Imagine eating the same thing every day for breakfast, lunch, and dinner. (Sounds awful, unless you're a toddler.) Your diet is much like your portfolio — you need some variety. The “Skittles Chart” below shows the power of diversification and how having a balanced, globally-diversified portfolio can help you stay on track toward your goals. We talk a lot about taking a long-term view with investing, but how long is long term? While five years may seem like a long time in politics, sports and education, five years in the stock market is considered short-term investing as the article below details. We also look at how to protect your older parents or loved ones from financial fraud by having thoughtful conversations about safeguarding their assets. Finally, do you keep track of little daily expenditures? It's shocking to see how the “little things” in life can add up! See how you can give yourself a raise by being more mindful of your “Latte Factor.”


Timothy A. Ferris

Investment Advisor Representative
Phone: (216) 255-6640

Articles of Interest 

Skittles Chart

Different asset classes may outperform one year and then not the next, illustrating the randomness of returns and the potential benefits of a globally-diversified portfolio.

The "Long Run" for Investing Is Longer Than You Think

Your definition of “long term” may be vastly different than what financial experts think. Ensure your investing time horizon is realistic for your life goals.

How to Help Your Parents Protect Their Money

Simplifying financial accounts, drafting powers of attorney and assigning a financial “wingman” are just some of the precautions you can take to help protect loved ones' hard-earned savings.

Latte Factor Calculator

That $5 a day coffee habit (or other unchecked, minor expenses) could potentially cost you thousands over a 10-year period. You'll never look at your Starbuck's expenditures the same way again.

Diversification neither assures a profit nor guarantees against loss in a declining market.

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